Skip to main contentSkip to footer
  • Toggle Search Menu
  • Toggle My Account Menu
    Login
    Forgot Password?

    Don’t have an account? Sign up now

  • Toggle My Wishlist
  • Toggle Shopping Cart Menu
Richard's Jewelry logo
  • BRIDAL
    Choose your Style
    SolitaireSide-StoneThree StoneHaloPaveAntiqueSingle RowMulti RowBypass
    SolitaireSide-StoneThree StoneHaloPave
    AntiqueSingle RowMulti RowBypass
    Shop by Designer
    Allison KaufmanLafonnMercury RingOstbyeOvernightTantalum
    Shop All
    Engagement RingsWomen's BandsMen's Bands
    Build Your Own
    Diamond SearchStart with a Setting
    More
    The 4C's of DiamondsAnniversary Gift GuideChoosing the Right SettingRichard's Jewelry Diamond GuaranteeFinancing Options
  • Custom
  • Jewelry & Watches
    Bridal
    Engagement RingsWomen's BandsMen's BandsDiamond Search
    Rings
    DiamondsPearlsGoldSilverView All
    Earrings
    StudsHoopsDropPearlsView All
    Pendants
    DiamondPearlsGoldSilverView All
    Necklaces
    DiamondPearlsGoldSilverView All
    Bracelets
    BoloBanglesTennisSilverView All
    Anklets
    Chains
    Charms
    Pins
    Watches
    Men's WatchesWomens WatchesUnisex Watch
  • Diamonds
    Search Diamonds
    RoundPrincessEmeraldAsscherRadiant
    CushionOvalPearMarquiseHeart
    Jewelry & Watches
    RingsEarringsPendantsNecklacesBraceletsWatches
    Popular Diamond Style
    Diamond StudsDiamond HoopsTennis Bracelets
    Education
    The 4C's of DiamondsDiamond Buying Guide
  • Collections
    2Us Diamond Jewelry
    302
    Allison Kaufman
    Ammara Stone
    Benchmark
    Berco
    Bezame Bridal
    Celebration
    Chisel
    Citizen
    Damascus Steel Knives by Jere
    Diamond Marriage Symbol
    Eco-Brilliance
    ELLE
    Ever & Ever
    Forever Elegant
    Forge
    Frederic Duclos
    Genesis Bridal
    GN Diamond
    Imperial Pearls
    Jewelry Innovations
    Kelly Waters
    Kiddie Kraft
    Lafonn
    Leslie's
    Makur
    Master IJO Jeweler
    Mercury Ring
    Ostbye
    Overnight
    Parle
    Rego
    Rembrandt Charms
    Richard's Signature Series
    Royal Chain
    Stuller
    Tantalum
    Unique Settings
    ZE Bridal
  • Our Store
    Who We Are
    Call Us: (260) 589-3313
    Directions
    Education
    Events
    Testimonials
    Services
    Diamond ReplacementGemstone ReplacementJewelry EngravingRichard's Diamond GauranteeWatch Battery Replacement
    Repairs
    Chain RepairLaser WeldingRhodium PlatingRing ResizingTip & Prong RepairWatch Repairs
    Menu image
Richard's Jewelry logo
Log In My Cart (0)
  1. Home
  2. Education
  3. Diamond Buying Tips

Diamond Buying Tips

Buying a diamond could be one of the most important purchases in one’s life. The following tips may help make it easier to make this important purchase.

Various diamond shapes and sizes

Diamond Buying Tips: What Really Matters

Shopping for a diamond is exciting, but it can be overwhelming too. Whether you’re choosing an engagement ring or a special gift, these tips will help you shop smart, stress less, and get the best value for your budget. For a deep dive into the 4 Cs, visit our Four Cs of Diamonds guide.

Where to Save, Where to Splurge

  • Color: Most people can’t see the difference between colorless and near-colorless grades—“G” or “H” are great values.
  • Clarity: Eye-clean diamonds (VS2, SI1) look just as good as higher grades. Don’t overpay for what only a microscope can find.
  • Carat: Buying just under major weights (like 0.90ct vs. 1.00ct) saves money and looks nearly identical.
  • Cut: The one place to splurge—cut brings the sparkle, so make it your top priority.

Pro Tip

The best diamond is the one that feels right for you. Halo and thin bands can make a center stone look larger, and the right setting can hide small flaws or enhance color. Focus on what you love and what fits your style, not just the grades on paper.

Size vs. Sparkle: Which Matters More?

Going big isn’t always best. The larger the diamond, the more visible any imperfections may become. And if the cut isn’t great, a bigger diamond can actually look less brilliant than a smaller, well-cut stone. No matter the size, cut quality determines how much a diamond sparkles. Don’t compromise here.

Tips for Smart Shopping

  • Ask to see diamonds loose and under magnification.
  • Request the grading report and check the details before you buy.
  • Consider your lifestyle and how much the ring will be worn every day.
  • Buy from a jeweler with a fair return or exchange policy for peace of mind.

Color, Setting & Style

Most diamonds range from colorless to faint yellow or brown. A touch of warmth can add character. Settings in yellow or rose gold can make slightly tinted diamonds look whiter, helping you save without sacrificing beauty. Ultimately, choose what suits your style and what looks best to you.

Frequently Asked Questions

Should I buy online or in-store?
Online often means lower prices and more options; in-store gives you personal service and the chance to see stones in person. Choose a reputable, well-reviewed jeweler either way.
What certifications matter?
Stick with diamonds graded by GIA or AGS. Independent, third-party grading gives you confidence in what you’re buying.
Are lab-grown diamonds a good option?
Lab-grown diamonds look identical to natural ones and cost less. A smart, sustainable choice for many shoppers. However, they may not hold their long-term value as well as natural diamonds.
How do I avoid overpaying?
Shop around, compare stones, and don’t get pressured by high-pressure tactics or “one-day only” sales. Ask to see diamonds loose and under magnification.
Can the setting make a difference?
Absolutely! The right setting can disguise minor flaws, enhance color, and make your diamond look larger and brighter.
Do I need the highest grades?
Not at all. The most beautiful diamonds fall in the “sweet spot” for value. Buy what looks great to your eye, not just what’s on paper.
What is fluorescence and does it matter?
Fluorescence is a natural property found only in some natural diamonds that causes them to glow under ultraviolet light (like blacklights). About 25-35% of natural diamonds have some fluorescence, usually blue. In most cases, faint to medium fluorescence doesn’t affect a diamond’s beauty and can even make slightly yellow diamonds appear whiter. However, strong fluorescence can sometimes make a diamond look hazy or oily in sunlight. Lab-grown diamonds typically don't fluoresce, which is one way gemologists can distinguish them from natural stones.
Richard's Jewelry
109 West Main Street
Berne, IN 46711
(260) 589-3313
Store Information
Hours
Mon-Fri:Monday - Friday:
10:00am - 5:30pm
Saturday:
9:00am - 2:00pm
Sunday:
Closed
Shop Jewelry
  • Engagement
  • Wedding and Anniversary
  • Rings
  • Earrings
  • Bracelets
  • Necklaces
  • Pendants
  • Anklets
  • Chains
  • Gifts and Accessories
  • Pins
  • Watches
Customer Service
  • Create an Account
  • My Wishlists
  • Who We Are
  • Store Services
  • Testimonials
  • Return Policy
Get the Scoop
Follow Us
  • Privacy Policy
  • Terms & Conditions
  • Accessibility Statement

© 2026 Richard's Jewelry. All Rights Reserved.

Powered by: Punchmark

My Bag
Shopping cart contents
Loading

Learn how we use cookies in our Privacy Policy or manage cookie preferences.